IRFC Share Detailed Analysis || Worth it or not?

IRFC Stock Detailed Review

About IRFC

Indian Railway Finance Corporation (IRFC) is a public sector enterprise under the Ministry of Railways, engaged in raising financial resources for the expansion and operation of Indian Railways.

Financial Performance

As of March 31, 2024, IRFC reported:

• Revenue exceeding ₹26,600 crore
• Profit after tax surpassing ₹6,400 crore
• Net profit margin of 24.06%

Stock Performance

As of April 1, 2025, IRFC's stock is trading at ₹124.42. Over the past year, the stock has declined by approximately 21%, underperforming the Indian market.

Valuation Metrics

• P/E Ratio: 25.83
• P/S Ratio: 6.31
• Dividend Yield: 1.73%

Recent Developments

IRFC has been awarded the prestigious Navratna status and is expanding into sectors like power and mining.

Analyst Insights

Analysts predict a potential downside with a 1-year target price of ₹51. The stock may decline by approximately 18.89% over the next three months.

Conclusion

IRFC is a key player in railway financing, but investors should consider recent stock performance and analyst projections before investing.